Financing options. Most repossessed mobile homes exist because someone else used financing to purchase the mobile home and defaulted on their loans. For that reason, you may or may not be able to get financing options depending on the lender. Going directly to the lender often improves the odds of receiving financing. You can also get a bank loan beforehand and use that money to purchase the mobile home. This might reduce the overall discount of the repossessed mobile home, but you can often reduce the debt burden by paying off the loan as quickly as possible. Speak directly with the lender, such as a bank or credit union, or the auction operator to see what financing options are available.
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